Eliminating exposure to a loss is an example of which risk-management technique?

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Avoiding exposure to a loss means removing yourself from the situation that could cause a loss. In risk management, this approach eliminates risk by not engaging in the activity or by removing the exposure altogether. It's the most direct way to prevent a loss because if the risk isn’t present, the loss cannot occur. Other techniques shift or share the financial burden or reduce the likelihood or impact while still leaving some exposure. For example, not driving in a hazardous area during a storm eliminates the chance of an auto accident. So, eliminating exposure to the loss is achieved through avoidance.